For Sale: Saint Paul MLS# 7049382
Active
$199,900
Single Family: 2 Stories
4 br • 1 ba • Built 1910
1,340 sqft • 0.071 acres
St. Paul schools
MLS# 7049382
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Property Description
FINANCING HIGHLIGHT: Assumable FHA loan opportunity! Qualified owner-occupant buyers may have the opportunity to assume the seller's existing FHA loan, subject to FHA guidelines, lender/servicer approval, and buyer qualification. Assuming the existing loan may provide financing advantages compared with obtaining a new mortgage at prevailing market interest rates. Buyers should consult with their lender regarding eligibility, the loan assumption process, and financing options for any funds needed to bridge the difference between the assumed loan balance and the purchase price.
Just three blocks from the High Bridge and a short walk to Cherokee Park, this charming home offers a prime location with easy access to downtown St. Paul. The upper level features three bedrooms, beautiful hardwood floors, and a spacious full bath. Original details throughout the home add warmth and character while providing the perfect canvas for updates and personal touches. The lower level offers added versatility with an additional bedroom, laundry area, workspace, and flexible-use room. With neighborhood parks, shops, restaurants, and downtown amenities just minutes away, this home blends classic charm, functional living space, and exceptional potential in a highly convenient location.
Listing
Listing Status:
Active
Contingency:
None
List Price:
$199,900
Price per sq ft:
$149
Property Type:
Single Family
City:
Saint Paul
Garage Spaces:
0
County:
Ramsey
Year Built:
1910
State:
MN
Property Style:
2 Stories
Zip Code:
55107
Neighborhood/Area:
104
Subdivision Name:
Oliviers Add To, West St
Interior
Bedrooms:
4
Bathrooms:
1
Finished Area:
1,340 ft2
Total Fireplaces:
0
Living Area:
1,340 ft2
Common Wall:
No
Appliances Included:
- Dryer
- Exhaust Fan
- Gas Water Heater
- Range
- Refrigerator
- Washer
Basement Details:
- Block
- Egress Window(s)
- Finished
Exterior
Stories:
Two
Garage Spaces:
0
Air Conditioning:
None
Foundation Size:
627 ft2
Fencing:
None
Handicap Accessible:
None
Road Responsibility:
Public Maintained Road
Heating System:
Forced Air
Parking Features:
Gravel
Unit Amenities:
- Cable
- Ceiling Fan(s)
- City View
- Hardwood Floors
- Kitchen Window
- Natural Woodwork
- Porch
- Washer/Dryer Hookup
Road Frontage:
- Curbs
- Paved Streets
Exterior Material:
Frame
Pool:
None
Roof Details:
- Age Over 8 Years
- Asphalt
Rooms
1/4 Baths:
None
Full Baths:
1
Half Baths:
None
3/4 Baths:
None
Bathroom Details:
Upper Level Full Bath
Dining/Kitchen:
Kitchen/Dining Room
Laundry:
Lower Level
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom | 13 x 10 | 130 |
| Bedroom 2 | 11 x 10 | 110 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Dining Room | 8 x 11 | 88 |
| Kitchen | 10 x 11.5 | 110 |
| Living Room | 16.5 x 12.5 | 192 |
| Mud Room | 4 x 10 | 40 |
| Porch | 19 x 6 | 114 |
| Bedroom 3 | 11 x 6.5 | 66 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Flex Room | 10.5 x 8 | 80 |
| Bedroom 4 | 9 x 11 | 99 |
| Study | 6 x 9 | 54 |
Lake & Waterfront
Waterfront Present:
N
Lot & Land
Acres:
0.071
Geolocation:
44.927023, -93.100455
Lot Dimensions:
62 x 50
Zoning:
Residential-Single Family
Lot Description:
- Public Transit (w/in 6 blks)
- Tree Coverage - Light
Schools
School District:
625
District Phone:
6517678100
Financial & Taxes
Tax Year:
2026
Annual Taxes:
$3,850
Lender-owned:
No
Assessment Pending:
Unknown
Taxes w/ Assessments:
$4,066
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
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Local Home Mortgage Professionals
Eric Bloomstrand
Branch Sales Manager
Fairway Home Mortgage NMLS#274211
612-961-2600
Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
Connect with Eric today to get started with your home purchase!
Listing provided by RMLS,
courtesy of Castle Gate Realty, Inc..
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.