My notes for this property


Add listing to my favorites (required)
Active NEW!
$520,000
/mo Edit
Multi-family:  Duplex Up and Down
4 br • 2 ba • Built 1921
2,242 sqft • 0.11 acres
St. Paul schools
MLS# 7077559
My rating:
Request a Showing  
Agent
Ask the Agent

Ask the Agent

    Property inquiries submitted online are continually monitored to provide the best possible service.







    Thank You!

    An agent will be in contact with you soon to answer your question.

    Property Description

    Well-maintained up/down duplex in a prime location offering flexibility for both owner-occupants and investors. One unit is currently vacant, while the other is leased at $1, 650/month with a new lease in place. Parking permits are available for residents to help ensure convenient parking. Extensive updates completed throughout ownership include: dual boilers and kitchen countertops (2018); updated water lines and appliance upgrades (2020); newer water heater, washer, dryer, and dishwasher (2021); newer roof (2022); new chimney liner and cap, freshly stained lower porch, exterior trim painting, and newly painted upper-level interiors (2025); and new upper bath paint/light fixture plus fresh paint in the lower-level rear common area (2026). The rear bump-out was also fully renovated with structural repairs, new siding, flooring, moisture barrier, and sealed rubber roofing for long-term durability. In addition, the waste line from the home to the street was replaced prior to current ownership, adding additional peace of mind. Great opportunity to owner-occupy while generating income, or add a well-maintained investment property to your portfolio.

    Listing

    Contingency: None
    Price per sq ft: $232
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55104
    Neighborhood/Area: 96
    Subdivision Name: Merriam Park Second Add

    Interior

    Living Area: 2,242 ft2
    Refrigerators: Two
    Basement Details:
    • Full
    • Storage Space
    • Unfinished

    Exterior

    Stories: Two
    Garage Spaces: 0
    Foundation Size: 1,142 ft2
    Fencing: None
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System: Boiler
    Parking Features: On-Street Parking Only
    Shared Amenities: Laundry
    Road Frontage: City Street
    Pool: None
    Roof Details:
    • Age 8 Years or Less
    • Asphalt

    Rooms

    Laundry:
    • Common Area
    • In Basement

    Lot & Land

    Acres: 0.11
    Geolocation: 44.945352, -93.185533
    Lot Dimensions: 92 x 50
    Zoning: Residential-Multi-Family
    Lot Description: Corner Lot

    Schools

    School District: 625
    District Phone: 6517678100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: $3,146
    Annual Maintenance Expense: $960
    Annual Trash Expense: $1,007
    Annual Water/Sewer Expense: $1,033
    Tenant Expenses: Cable TV, Electricity, Gas, Heat

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $9,388
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $9,388

    Income

    Annual Gross Income: $38,532

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

    Apply Online     Contact Eric     Subscribe to My Newsletter    

    Listing provided by RMLS, courtesy of Engel & Volkers Minneapolis Downtown.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.