Sold: White Bear Lake MLS# 7087961
Sold
$2,700,000 (list price)
$2,500,000
Single Family: 2 Stories
4 br • 4 ba • Built 2018
3,500 sqft • 0.096 acres
White Bear Lake schools
MLS# 7087961
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Property Description
Welcome to a rare opportunity to own a custom-built Cape Cod-style lake home on the coveted west shore of White Bear Lake. Offering approximately 3, 500 finished square feet, this exceptional property comes fully furnished with beautiful lake-inspired furniture and décor, allowing you to move in and immediately begin enjoying everything White Bear Lake has to offer this summer. Perfectly blending timeless charm, custom craftsmanship, modern amenities, and lakeside living, this home feels virtually new and is truly move-in ready. Located in the quiet and highly desirable Cottage Park neighborhood, you'll enjoy a short five-minute walk to some of White Bear Lake's favorite restaurants, live music venues, coffee shops, and local gathering places. With its classic architecture, premium finishes, and walkable location, this is a truly special opportunity to own one of the area's most distinctive lakefront homes.
From the moment you enter, the breathtaking views of White Bear Lake command your attention. Two accordion-style glass door systems open wide to seamlessly blend indoor and outdoor living while allowing you to enjoy panoramic lake views from the comfort of your home. The screened openings provide the perfect setting to enjoy the fresh lake breeze without interruption. The custom brick wood-burning fireplace serves as the centerpiece of the living room, creating a warm and inviting atmosphere reminiscent of a luxury lakeside retreat. The open-concept design effortlessly connects the living room, dining area, and gourmet kitchen, making the space ideal for entertaining and large family gatherings. The kitchen is truly one-of-a-kind, highlighted by a custom boat-shaped center island that perfectly reflects the home's lakeside setting. Designed for both everyday living and entertaining, the kitchen features a walk-in pantry, separate butler's kitchen, Verona dual-fuel double-oven range, multiple Thermador refrigerator and freezer units, and four Fisher & Paykel dishwasher drawers. A convenient powder room completes the main level. The oversized attached two-car garage includes a custom vehicle lift, offering a unique amenity for car enthusiasts. Upstairs, you'll find three bedrooms and two bathrooms, including an extraordinary primary suite designed to feel like a private resort. The luxurious ensuite features a clawfoot soaking tub, custom-tiled walk-in shower, and an impressive private hot tub area overlooking the lake. Imagine ending each day while soaking in the hot tub and taking in the spectacular waterfront views. The upper level also includes a spacious second bedroom, a full hallway bathroom, and an oversized bonus bedroom that offers incredible flexibility for guests, a home office, recreation space, or additional sleeping accommodations. A charming spiral staircase provides convenient secondary access between levels (perfect space to install an elevator, if needed), while the large laundry room with granite countertops makes everyday living both functional and efficient.
The finished lower level offers additional living space rarely found in comparable lakefront properties. Whether used as a media room, fitness area, game room, or flexible entertaining space, this level provides endless possibilities. An additional bedroom and three-quarter bathroom create an ideal setup for guests, extended family, or a private in-law suite. Step outside and experience one of the home's most impressive features. The backyard is designed to maximize enjoyment of White Bear Lake, with multiple outdoor entertaining areas, a massive deck, and spectacular waterfront views in every direction. Whether hosting summer gatherings, enjoying a peaceful morning by the water, or watching sun rises over the lake, this outdoor space delivers the ultimate lakefront lifestyle. This extraordinary custom home offers luxury, comfort, character, and an unmatched White Bear Lake location. Opportunities like this are exceptionally rare.
Listing
Listing Status:
Sold
Contingency:
None
List Price:
$2,700,000
Sold Price:
$2,500,000
Sold Date:
08/14/2026
Price per sq ft:
$771
Property Type:
Single Family
City:
White Bear Lake
Garage Spaces:
2
County:
Ramsey
Year Built:
2018
State:
MN
Property Style:
2 Stories
Zip Code:
55110
Subdivision Name:
Cottage Park
Interior
Bedrooms:
4
Bathrooms:
4
Finished Area:
3,500 ft2
Total Fireplaces:
1
Living Area:
3,500 ft2
Common Wall:
No
Basement Details:
Finished
Exterior
Stories:
Two
Garage Spaces:
2
Garage Size:
350 ft2
Air Conditioning:
Central Air
Foundation Size:
1,166 ft2
Handicap Accessible:
None
Heating System:
Forced Air
Parking Features:
Attached Garage
Rooms
1/4 Baths:
None
Full Baths:
2
Half Baths:
1
3/4 Baths:
1
Lake & Waterfront
Waterfront Present:
Y
Waterfront:
Lake Front
Lot & Land
Acres:
0.096
Geolocation:
45.071541, -93.011085
Lot Dimensions:
Irregular
Zoning:
Residential-Single Family
Schools
School District:
624
District Phone:
6514077500
Financial & Taxes
Tax Year:
2025
Annual Taxes:
$20,468
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$20,468
Association Fee Required:
Yes
Association Fee:
$50
Association Fee Frequency:
Annually
Association Fee Includes:
None
Association Company:
Cottage Park Homeowners Ass.
Association Company Number:
6513245221
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
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Local Home Mortgage Professionals
Eric Bloomstrand
Branch Sales Manager
Fairway Home Mortgage NMLS#274211
612-961-2600
Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
Connect with Eric today to get started with your home purchase!
Listing provided by RMLS,
courtesy of Home Avenue Flat Fee Realty.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.