For Sale: Ramsey MLS# 7088589


































































































































































Active
$644,500
Single Family: 2 Stories
4 br ⢠4 ba ⢠Built 1988
3,650 sqft ⢠0.42 acres
Anoka-Hennepin schools
MLS# 7088589
Ask the Agent℠
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
Welcome to your private retreat on the Rum River! Nestled on a spacious, level riverfront lot, this exceptional 4-bedroom, 4-bath home offers the perfect blend of comfort, functionality, and breathtaking waterfront living. The thoughtfully designed floor plan features three bedrooms on one level, along with generous storage space above the garage. Enjoy both formal and informal dining areas, as well as multiple living spaces, all designed to capture stunning river views and accommodate everyday living or special gatherings with ease.
The walkout lower level is an entertainer's dream, complete with a wet bar, game area, and private fourth bedroomāperfect for guests or extended family. Relax and unwind in the inviting three-season porch, where you can enjoy the beauty of every season overlooking the water.
Step outside to discover the true highlight of this property: an incredible outdoor oasis featuring a paved patio, stone stairway leading to the river, and plenty of room for a dock and boat. Whether you enjoy boating, fishing, kayaking, or simply taking in the peaceful surroundings, this level riverfront lot offers endless opportunities for recreation and relaxation. Take a boat ride to the public docks in downtown Anoka. Shopping, dining, summer concert series and more!
A rare opportunity to enjoy riverfront living at its finestāwelcome home!
Listing
Listing Status:
Active
Contingency:
None
List Price:
$644,500
Price per sq ft:
$177
Property Type:
Single Family
City:
Ramsey
Garage Spaces:
2
County:
Anoka
Year Built:
1988
State:
MN
Property Style:
2 Stories
Zip Code:
55303
Subdivision Name:
Rivers Bend
Interior
Bedrooms:
4
Bathrooms:
4
Finished Area:
3,650 ft2
Total Fireplaces:
1
Living Area:
3,650 ft2
Common Wall:
No
Appliances Included:
- Dishwasher
- Dryer
- Microwave
- Range
- Refrigerator
- Wall Oven
- Washer
- Water Softener Owned
Fireplace Details:
- Family Room
- Gas
Basement Details:
- Daylight/Lookout Windows
- Finished
- Full
- Walkout
Exterior
Stories:
Two
Garage Spaces:
2
Garage Dimensions:
22.6x23.5
Garage Size:
531 ft2
Air Conditioning:
Central Air
Foundation Size:
1,343 ft2
Foundation Dimensions:
1343
Fencing:
None
Handicap Accessible:
Other
Road Responsibility:
Public Maintained Road
Heating System:
Forced Air
Parking Features:
- Attached Garage
- Concrete
- Garage Door Opener
Unit Amenities:
- Ceiling Fan(s)
- Deck
- Hardwood Floors
- In-Ground Sprinkler
- Kitchen Window
- Local Area Network
- Natural Woodwork
- Patio
- Porch
- Security System
- Sun Room
- Tile Floors
- Vaulted Ceiling(s)
- Walk-In Closet
- Washer/Dryer Hookup
Road Frontage:
City Street
Roof Details:
- Age 8 Years or Less
- Asphalt
Rooms
1/4 Baths:
None
Full Baths:
2
Half Baths:
1
3/4 Baths:
1
Bathroom Details:
- 3/4 Basement
- Full Primary
- Main Floor 1/2 Bath
- Private Primary
- Separate Tub & Shower
- Upper Level Full Bath
Dining/Kitchen:
- Breakfast Area
- Eat In Kitchen
- Informal Dining Room
- Separate/Formal Dining Room
Laundry:
Main Level
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom | 15 x 17 | 255 |
| Bedroom 2 | 13 x 12 | 156 |
| Bedroom 3 | 13 x 12 | 156 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Deck | 16 x 14 | 224 |
| Dining Room | 12 x 12 | 144 |
| Family Room | 18 x 13 | 234 |
| Informal Dining Room | 10 x 8 | 80 |
| Kitchen | 19 x 12 | 228 |
| Living Room | 13 x 18 | 234 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Three Season Porch | 16 x 13 | 208 |
| Bar/Wet Bar Room | 45 x 12 | 540 |
| Bedroom 4 | 12 x 12 | 144 |
Lake & Waterfront
Waterfront Present:
Y
Waterfront:
River Front
Lot & Land
Acres:
0.42
Geolocation:
45.2316028566, -93.3958138979
Lot Dimensions:
SW90*222*L89*221
Zoning:
Residential-Single Family
Lot Description:
Tree Coverage - Light
Schools
School District:
11
District Phone:
7635061000
Financial & Taxes
Tax Year:
2026
Annual Taxes:
$7,227
Lender-owned:
No
Assessment Pending:
Yes
Taxes w/ Assessments:
$7,251
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
Listing provided by RMLS,
courtesy of RE/MAX Results.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.


