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Active
$555,000
/mo Edit
Multi-family:  Duplex Side by Side
8 br • 4 ba • Built 1909
3,392 sqft • 0.142 acres
St. Paul schools
MLS# 7102391
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    Property Description

    Assumable mortgage available at 3.99% (buyer must qualify). Price reduced $20, 000. One unit becomes vacant at the end of the month, creating an excellent opportunity for an owner-occupant, house hacker, or investor seeking immediate upside. The vacant unit was recently marketed for $2, 600/month and generated multiple interested inquiries. Rare side-by-side duplex in St. Paul's Hamline-Midway neighborhood offering over 5, 100 finished square feet, 8 bedrooms, and 4 bathrooms. Each unit lives like a single-family home, featuring spacious layouts, multiple finished levels, private entrances, and generous living spaces. Recent improvements include new appliances and other updates that support strong rental performance while still offering future value-add potential. The 6, 100-square-foot lot provides off-street parking and private outdoor space for tenants or owner-occupants. Conveniently located near Allianz Field, Green Line light rail, major universities, shopping, restaurants, and both downtown Minneapolis and downtown St. Paul. Whether you're looking to add to your portfolio or live in one unit while offsetting your mortgage with rental income, this property offers flexibility, strong income potential, and immediate occupancy in a highly convenient location. Opportunities to acquire a duplex of this size with an assumable 3.99% mortgage and immediate rental upside are rare. Schedule your showing today.

    Listing

    Contingency: None
    Price per sq ft: $164
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Side by Side
    Zip Code: 55104
    Neighborhood/Area: 93
    Subdivision Name: Hopkins Second Add To, St

    Interior

    Living Area: 3,392 ft2
    Basement Details:
    • Block
    • Daylight/Lookout Windows
    • Owner Access
    • Partial

    Exterior

    Stories: More Than 2 Stories
    Garage Spaces: 4
    Garage Size: 2,000 ft2
    Foundation Size: 1,292 ft2
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System: Boiler
    Parking Features: Detached Garage
    Shared Amenities: None

    Rooms

    Laundry: In Unit

    Lake & Waterfront

    Waterfront Present: N

    Lot & Land

    Acres: 0.142
    Geolocation: 44.962225, -93.16827
    Lot Dimensions: 150 x 60
    Zoning: Residential-Multi-Family

    Schools

    School District: 625
    District Phone: 6517678100

    Expenses

    Annual Caretaker Expense: $1,908
    Annual Electric Expense: $776
    Annual Fuel Expense: None
    Annual Insurance Expense: $4,615
    Annual Maintenance Expense: $855
    Annual Trash Expense: None
    Annual Water/Sewer Expense: None
    Tenant Expenses: All Utilities

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $7,132
    Lender-owned: No
    Assessment Pending: Unknown
    Taxes w/ Assessments: $7,132

    Income

    Annual Gross Income: $55,056
    Misc. Annual Income: $2,400
    Misc. Monthly Income: None

    Rent

    Annual Net Income: $4,254

    Units

    Total Units: 2

    Miscellaneous

    Fuel System:
    • Electric
    • Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of eXp Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.