For Sale: Otsego MLS# 7107646


















































































































































































































Active
$899,900
Single Family: Split Entry (Bi-Level)
5 br ⢠3 ba ⢠Built 1994
2,517 sqft ⢠4.04 acres
Elk River schools
MLS# 7107646
Ask the Agent℠
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
Welcome to this truly one-of-a-kind 4+ acre property, offering a luxurious and private retreat surrounded by mature trees. This one-owner home features a professionally remodeled kitchen with Thermador appliances, and a master bathroom that has been thoughtfully updated.The 46x26-foot heated and insulated shop comes with radiant in-floor heat from an off-peak boiler. Outside, youāll enjoy an 18x36-foot pool with a diving board, a newly installed Pentair variable speed pump as of May 2026, and a gorgeous low-maintenance composite deck with aluminum balusters. The 18x16 gazebo includes a stamped colored concrete floor, a bonfire ring, and cedar tongue-and-groove vaulted ceilings. Located in the Elk River School District (Rogers School) with the option to enrollment to the St. Michael school district and a bus stop just a block away, this property is truly unique and ready to welcome you home.
Listing
Listing Status:
Active
Contingency:
None
List Price:
$899,900
Price per sq ft:
$358
Property Type:
Single Family
City:
Otsego
Garage Spaces:
5
County:
Wright
Year Built:
1994
State:
MN
Property Style:
Split Entry (Bi-Level)
Zip Code:
55330
Interior
Bedrooms:
5
Bathrooms:
3
Finished Area:
2,517 ft2
Total Fireplaces:
1
Living Area:
2,517 ft2
Common Wall:
No
Appliances Included:
- Air-To-Air Exchanger
- Cooktop
- Dishwasher
- Double Oven
- Dryer
- Microwave
- Refrigerator
Fireplace Details:
- Circulating
- Family Room
- Gas
Basement Details:
- Block
- Drain Tiled
- Finished
- Sump Basket
- Tile Shower
- Walkout
Exterior
Stories:
Split Entry (Bi-Level)
Garage Spaces:
5
Garage Size:
1,400 ft2
Air Conditioning:
Central Air
Foundation Size:
1,125 ft2
Handicap Accessible:
None
Out Buildings:
Garage(s), Gazebo
Road Responsibility:
Public Maintained Road
Heating System:
- Fireplace(s)
- Forced Air
Parking Features:
- Attached Garage
- Concrete
- Detached Garage
- Electric
- Finished Garage
- Floor Drain
- Garage Door Opener
- Gravel
- Heated Garage
- Insulated Garage
- Multiple Garages
- RV Access/Parking
- Storage
Unit Amenities:
- Deck
- In-Ground Sprinkler
- Kitchen Center Island
- Patio
- Porch
- Tile Floors
- Vaulted Ceiling(s)
- Washer/Dryer Hookup
Road Frontage:
City Street
Exterior Material:
Frame
Pool:
- Below Ground
- Heated
- Outdoor
Roof Details:
- Age Over 8 Years
- Asphalt
Rooms
1/4 Baths:
None
Full Baths:
1
Half Baths:
None
3/4 Baths:
2
Bathroom Details:
- 3/4 Basement
- Main Floor Full Bath
- Upper Level 3/4 Bath
Dining/Kitchen:
Kitchen/Dining Room
Laundry:
- Gas Dryer Hookup
- Laundry Room
- Lower Level
- Sink
- Washer Hookup
| Upper Level | Size | Sq Ft |
|---|---|---|
| Deck | 5 x 5 | 25 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Dining Room | 13 x 8 | 104 |
| Bedroom | 16 x 15 | 240 |
| Four Season Porch | 16 x 14 | 224 |
| Kitchen | 22 x 14 | 308 |
| Living Room | 12 x 9 | 108 |
| Bedroom 2 | 12 x 11 | 132 |
| Bedroom 3 | 10 x 10 | 100 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Family Room | 26 x 14 | 364 |
| Bedroom 5 | 15 x 10 | 150 |
| Bedroom 4 | 14 x 12 | 168 |
| Laundry | 8 x 15 | 120 |
| Patio | — | — |
Lake & Waterfront
Waterfront Present:
N
Lot & Land
Acres:
4.04
Geolocation:
45.25868, -93.590277
Lot Dimensions:
324 x 544
Zoning:
Residential-Single Family
Lot Description:
- Tree Coverage - Medium
- Underground Utilities
Schools
School District:
728
District Phone:
7632413400
Financial & Taxes
Tax Year:
2026
Annual Taxes:
$6,888
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$6,888
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
- City Sewer - In Street
- Private Sewer
- Septic System Compliant - Yes
- Tank with Drainage Field
Water System:
- 4-Inch Submersible
- City Water - In Street
- Drilled
- Private
- Well
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
Listing provided by RMLS,
courtesy of Coldwell Banker Realty - Southwest Regional.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.


