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For Sale:  Saint Paul MLS# 7109217

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Active
$439,900
/mo Edit
Multi-family:  Duplex Up and Down
6 br • 4 ba • Built 1900
2,346 sqft • 0.17 acres
St. Paul schools
MLS# 7109217
763-576-8286
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    Property Description

    Exceptional house hack and investment opportunity in the heart of Merriam Park. This unique duplex offers 6 bedrooms, 4 bathrooms, 3 kitchens, and 3 finished levels, providing outstanding flexibility for owner-occupants, investors, or multi-generational living. There is also potential for a future triplex conversion with minimal modifications (buyer to verify all city and zoning requirements). The lower-level unit features 2 bedrooms and 2 bathrooms and is occupied on a month-to-month basis at $1, 800/month, providing immediate rental income. The expansive upper unit offers 4 bedrooms, 2 bathrooms, and spans two levels with 2 kitchens and private exterior decks on each level. The upper unit will be delivered vacant at closing, allowing a new owner to move right in, house hack, or lease the unit at an estimated $2, 600-$2, 700/month market rent. Numerous capital improvements have been completed in recent years, including quartz countertops, kitchen cabinetry, renovated bathroom shower and vanity, updated flooring, replacement windows, stained decks, upgraded electrical panel, new concrete front steps, newer foundation, and a new boiler & water heater installed in 2022. Located in a prime Merriam Park location near Allianz Field, Concordia University, shops, restaurants, transit, and downtown Saint Paul. Additional amenities include a fenced backyard, detached garage stall with a private lockable storage room, and multiple outdoor living spaces. Opportunities to acquire a turn-key owner-occupant or investment property with this combination of location, flexibility, and income potential are rare.

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $439,900
    Price per sq ft: $188
    Property Type: Multi-family
    City: Saint Paul
    Garage Spaces: 1
    County: Ramsey
    Year Built: 1900
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55104
    Neighborhood/Area: 96
    Subdivision Name: Macalester View Addition, To Th

    Interior

    Bedrooms: 6
    Bathrooms: 4
    Finished Area: 2,346 ft2
    Living Area: 2,346 ft2
    Refrigerators: Three
    Basement Details: Block

    Exterior

    Stories: Two
    Garage Spaces: 1
    Garage Size: 624 ft2
    Foundation Size: 1,152 ft2
    Fencing: Chain Link
    Handicap Accessible: None
    Heating System: Hot Water

    Lake & Waterfront

    Waterfront Present: N

    Lot & Land

    Acres: 0.17
    Geolocation: 44.950026, -93.162131
    Lot Dimensions: 60 x 124

    Schools

    School District: 625
    District Phone: 6517678100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: None
    Annual Maintenance Expense: None
    Annual Trash Expense: None
    Annual Water/Sewer Expense: None

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $7,706
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $7,706

    Income

    Annual Gross Income: None

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of Real Broker, LLC.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.